Take it with you to make purchases more quickly and easily — as well as to potentially earn cash rewards.
- Tap to Pay with your contactless debit card
- Make purchases anywhere Visa® is accepted
- Access cash at any ATM, anytime
- Faster than writing checks
- Safer than carrying cash
- Fraud protection service included
- $1 fee on ATMs not owned by First Community
- Easily replaced if lost or stolen
- Free fraud detection and notification
Your Visa® debit card is your key to cash rewards with our free First Rate Checking and Cashback Checking!
Customize Your Debit Card!
Share your creativity or add your favorite photograph that reflects your unique style and favorite memories. You may upload your own photo or design or choose from our large gallery of fun designs and photos!
Please Note: You cannot use Internet Explorer to create a Picture Debit Card.
Express your creativity by adding your favorite photo to your First Community Visa® debit card! Your Picture Card will work like a regular debit card, and you can use it anywhere Visa is accepted.
- Use your own favorite photo or chose from our gallery
- One Picture Debit Card per year is free
- Replacements are $5 per card
- Replacement fee will be deducted from your checking account
- Design and order your card in minutes!
Once you are ready, you must read the Terms and Conditions in order to request your Picture Debit Card.
From time to time, when you make an online purchase with your Visa Debit Card, First Community will initiate a verification pop-up window on the merchant page to confirm the purchase is not fraudulent. There is no opt-in requirement for these types of messages, and they will be received automatically if required. To confirm the purchase is legitimate, you will receive a one-time passcode (OTP) either by email or text to enter into the online pop-up window. Do not share this password with anyone else.
How can we reach you? Please make sure your email and mobile phone numbers are up-to-date in our system. Otherwise, you won't receive the one-time passcode, and your transaction will most likely be declined by the merchant.
Pay online the easier way with Visa® Checkout and your First Community Visa card. Say hello to a simple, speedy and safe new way to get through online checkout.
- Pay with a single login from any device
- Guard your data behind multiple layers of security
- Keep earning the card rewards you love
- Enroll in Visa Checkout with your First Community Visa card today.
Once you enroll in Visa Checkout, it's as easy as 1, 2, 3:
- Click the Visa Checkout button when you're ready to pay.
- Log in with your Visa Checkout sign in.
- Confirm your purchase!
Use Card Controls on your First Community debit and credit cards to receive real-time alerts any time your card is used, letting you know immediately if there are unauthorized purchases on your card.
Attention: In order to dispute a debit card transaction, you must complete a Dispute Form or Fraud Dispute Form. Prior to this, you are required to contact the merchant in an effort to resolve your dispute directly. This is the fastest and most effective way for you to resolve your dispute and in most cases the merchant will readily assist you.
If the merchant can’t or is unwilling to assist, you can dispute a transaction easily by logging into your account online or on your mobile app. You may also submit a dispute at any of our locations, by phone at 636-728-3333 or using the chat feature on our website.