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First Community is the largest credit union in Missouri and among the Top 10 financial institutions in the region. Our membership continues to grow as we fulfill our mission to provide quality products and affordable financial services; as we’ve done for over 80 years. 

We are a cooperative, owned and operated by our members. Our members put their money in a variety of savings accounts, and in turn, that money is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of competitive dividends and comprehensive financial services. This is what distinguishes us from other financial institutions. 

We have over 2.5 billion in assets with hundreds of thousands of members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair. 

We strive to keep on the cutting-edge of banking technology, and are proud to provide our members with innovative products like interest-bearing First Rate Checking and mobile banking with mobile deposit . Our professional staff has years of experience in all things financial. Yet, when you visit our branches, you'll find that they are friendly and courteous — and will make you feel right at home. After all, they are members just like you.  

Our Mission Statement

To be your primary financial institution, providing an opportunity for you to improve your economic and social condition, encouraging thrift, and broadening your economic awareness. We will provide a full range of reasonably-priced products and services in a convenient, courteous, and professional manner while maintaining steady growth and long-term stability. 

First Community is a state-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the Missouri Division of Credit Unions and the  National Credit Union Administration , an agency of the U.S. Government.

Your Funds are Federally Insured

2017 Annual Report (PDF)