At First Community, we want to ensure we keep our members feeling financially secure and prepared for the unexpected. To help with some of the burden, we have partnered with Franklin Madison to provide affordable insurance products to protect you and your family from accidents and other events that may cause financial hardship.
Get $1,000 No-Cost coverage — Paid for you by First Community Credit Union
Plus, you’ve got guaranteed acceptance for up to $300,000.00.
As a First Community Credit Union member age 18 or older, up to $300,000.00 in optional coverage is waiting for you. No doctors to visit. No health questions to answer. No lab tests to take.
You are pre-authorized to receive up to $300,000.00 of accidental death and dismemberment insurance, underwritten by Minnesota Life Insurance Company. In a few minutes you can activate important coverage that could be there for your loved ones should something happen to you.
You can’t be turned down for this coverage due to age or health. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Help make sure your family can have money to spend for rent, mortgage, utilities, tuition, loan repayment, or anything for anything they choose when you're no longer with them.
Don’t delay. Remember, you cannot be turned down.
Andrea L. Heger, Licensed Insurance Agent #2277322
0122
1947555
Members-only plan: Get Benefits While You Get Better
Receive Benefits paid directly to you for a covered accident or sickness — even a pre-existing condition — paid for each day you’re hospitalized.
• Get up to $200.00 a day per hospitalization due to all sickness — up to $1,400.00 a week
• Get up to $400.00 a day per hospitalization due to any covered accident — up to $2,800.00 a week
Guaranteed Acceptance. No Health Exams or Questions.
You will be notified by mail when this members-only coverage is available to you.
Terms, conditions, and exclusions apply, see site for details. All benefits reduce to 50% at age 65 and to 25% at age 75 and older regardless of age at enrollment. Insurance product offered by Franklin Madison Group LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Insurance is underwritten by Zurich American Insurance Company.
The Hospital Indemnity Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.
Already enrolled and need to file a claim or have a question? Please call 855-624-5178.
Interested in enrolling or have questions about this policy? Please call 877-629-6037.
First Community Credit Union Members can Collect Daily Benefits of up to $1,800
With this Hospital Accident Insurance Plan, when a covered accident lands you in the hospital, you can receive the following Benefits:
- $1,800 a day Intensive Care Confinement - up to $12,600 a week - $657,000 max per 365 days.
- $900 a day Hospital Confinement - up to $6,300 a week - $328,500 max per 365 days.
- $450 a day Emergency Room Treatment
All Benefits are paid directly to you, in addition to any other insurance you may have — all yours to spend any way you want.
Benefits reduce due to age, beginning at age 65. Under the family coverage for dependents, benefits are reduced. The Hospital Accident Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits and is intended to help supplement Comprehensive Coverage. See the site for terms and conditions, including exclusions and limitations. This insurance does not provide Major Medical or Comprehensive Medical Coverage and is not designed to replace Major Medical insurance. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.
Already enrolled and need to file a claim or have a question? Please call 877-941-9508.
Interested in enrolling or have questions about this policy? Please call 877-517-0555.