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Your dreams are our passion. And we can help you live them affordably.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Personal Service
  • Get affordable financing for almost anything
  • Fund debt consolidation, vacations, projects and more
  • Competitive rates
  • Flexible terms
  • Affordable monthly payments
  • Fast, easy process
  • Local decisions made in the St. Louis area
  • Prompt responses and personal service 

See our current rates.

New Year, New You! First Community offers this loan option to help you finance elective medical procedures and cosmetic surgery. Eye surgery, teeth whitening, or any other physical enhancement can be within your reach!

  • Use for any elective medical procedure or cosmetic surgery
  • Affordable 9.45% APR rate
  • 5-year term with flexible payment options
  • Easy to apply!

If you are interested in knowing more about the New You Loan, contact us today at 1-800-905-7585.

Wedding Loan Promotion

Our Wedding Loan makes paying for your wedding easier. Funds can be used on the rings, down payments, venue, dress, decorations, honeymoon and more. From now through February 29, 2020 we have a special rate of 3.99% APR*—that's cheaper than most credit cards!  Don't wait, contact us today to see how we can help make your dream wedding a reality.  

Use the funds for the ceremony, the reception—whatever you want for the wedding of your dreams!

  • Maximum loan $10,000
  • Maximum term is 60 months

*$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Rates, terms and conditions subject to change without notice. Wedding loan maximum amount of $10,000 and term of 48 months. Must apply between January 10, 2020 and February 29, 2020 to qualify for rate. Transaction requirement of $500 minimum loan.

Some of the best times of year just seem to cost more money. Take out a small personal loan to help with the expense of vacation travel or holiday shopping. You'll pay it off in just a year — and a lower interest rate makes it affordable! 

  • Maximum loan is $2,000
  • Maximum term is 12 months