Online Banking

Policies and Disclosures

Our Credit Union is a full-service financial institution owned by all its members. To assist you with our products and services, we have provided our policies and disclosures. Should you have any questions, please contact us. We look forward to serving you!


Personal Account Disclosures

Member Service Agreement

Our Rates & Service Charges (Truth in Savings Disclosure)

Funds Availability

Electronic Funds Transfer Agreement and Disclosure

Insufficient Funds & Overdraft Privilege Disclosure

What you need to know about overdrafts and overdraft fees


Business Account Disclosures

Business Service Agreement

Our Business Rates & Service Charges (Truth in Savings Disclosure)

Business Funds Availability

Business Electronic Funds Transfer Agreement and Disclosure


Online and Mobile Services

Online Banking Agreement

Online Bill Pay Agreement

Mobile Remote Deposit Services Agreement

Digital Wallet Agreement

Person-to-Person Payment Terms and Conditions

eSign Agreement


Plastic Card Disclosures

Personal Debit Card Agreement

Business Debit Card Agreement

Gift Card Agreement

Prepaid Card Agreement


Other Policies, Disclosures and Agreements

Privacy Policy

U.S.A. Patriot Act Notice

Third Party Site Disclosure - Please be advised that you are leaving First Community Credit Union's website. This link is provided as a courtesy. First Community Credit Union does not endorse or control the content of third party websites.


Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.


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