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You don’t have to bank in The Cortex to get sweet banking technology. Bank for free, wherever you are, 24/7.

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Banking and paying bills from the comfort of your home is easy and safe with online banking and bill pay. Plus, it's completely free, so you save time and money.

  • Fast, free and easy to use
  • Helps you save time and money
  • Access accounts 24/7 with an internet connection
  • Securely encrypted for your safety
  • With online bill pay you can:
    • Pay bills faster and safer
    • Save money on postage stamps
    • Simplify and streamline bill management
    • Set up payments in advance or recurring payments
    • Sign up for e-Bills to get your monthly bills electronically 

Read the Terms and Conditions for online banking.

Read the Terms and Conditions for online bill pay. 

How to Access Your Account

To access your account online for the first time:

  • Use your account number and 4-digit Phone Personal Identification Number (PIN).
  • Once you log in, you will select a new User ID and stronger password and set up your account security.
  • There is no charge to use Online Banking.

If you do not remember your PIN:

  • Please visit your local branch to set one up.
  • If you are unable to visit a branch, please call us at (636) 537-4473 or 888-251-4310 and we can send you one by postal mail.

To obtain web access to your accounts:

  • You must use a support browser (For Example: Internet Explorer 11.0 or higher, the latest version of Edge, Firefox or Chrome, or Safari 9 or higher).
  • Please note that in order for us to provide the most secure banking environment, we will not support browsers or operating systems using the TLS 1.0 and 1.1 protocols after February 25, 2019.
  • Please update your operating system or browser so that you will not be impacted. If you have questions on whether your operating system or browser are supported, please call us at (636) 537-4473.

Put a First Community branch in your pocket today! You’ll experience all the benefits of online banking, but on the go. Use it with your mobile device for one-touch access to your most important banking activities. 

If you’re enrolled in online banking, you have immediate automatic access to mobile banking. There's no registration process, just sign in the same way you do online. And best of all, it's free! 

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  • Free service for our members
  • Stay on top of your finances 24/7
  • Same features and login as online banking
  • Check up-to-the-minute balances
  • Make transfers between accounts
  • Pay and manage bills
  • Find branch and ATM locations using Google Maps
  • Contact us when you need to
  • Use with any mobile device
  • Access with downloadable app, mobile browser, or SMS/Text
  • Download app for iOS
  • Download app for Android
  • Download app from Amazon Marketplace 


Sign up to receive your statements electronically instead of in the mail. Paperless statements are convenient, easy to access, and free for our members. Your account information will arrive electronically every month, quickly and safely! 

  • Free and easier to manage
  • Faster than statements by mail
  • Safe, secure and easy to read
  • Eliminates paper filing
  • Access past statements online
  • Download and/or print them in a few clicks
  • Reduce chance of identity theft
  • Save a few trees and a little postage by completing this brief Enrollment Form
  • Once you sign up, you can see your E-statements anytime!

See our E-statement FAQ.

Read our E-statement disclosure.

With our new Money Management platform, you can view your entire financial picture within your online banking experience. This area combines the best of financial management applications, creating a powerful hub to help you navigate your financial future. 

Manage all of your accounts in one convenient place. You can track spending, create budgets, set goals and so much more — all free of charge. Log in, sign up and get started today. 

Money Management features (PDF)

Updates to our digital finance platforms (PDF)

Money Management Terms & Conditions

  • Innovative service exclusive for our members
  • Transfer money to and from other financial institutions:
    • Banks, credit unions and investment firms
  • Fast, safe and secure through online banking
  • Small fee for external funds transfers
  • Incoming transfers are free

Need to learn more? Visit the page or view the FAQ.

Transfer money between yourself and others instantly! Popmoney is an immediate way to send and receive funds without exchanging sensitive information.

Send cash to your college student who could use a little extra, or request a roommate’s share of rent — all for a low transactional fee. This simple, secure service works within your First Community online banking. Give it a try today! 

  • Send money to friends, family and others immediately and securely
  • Request and receive money just as easily
  • Available within online banking
  • No need to exchange sensitive information
  • Send and receive funds using an account number, debit card number, email address or mobile phone number
  • Users can receive money at one of the following:
    • In their eligible account online at their bank (if it's a member of the Popmoney network)
    • Online at
  • Secure and easy to use

See our Popmoney FAQ.

The easy and secure way to pay is here! You can now use your First Community credit and debit cards with Apple Pay.

Use Apple Pay with iPhone® 6 or newer to pay at participating merchants without swiping your card and within apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID™.

With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. In addition, paying with Apple Pay is private, as the cashier never sees your name, card number or security code. 

Add your First Community credit and debit cards to Apple Pay today! 

After you've added your First Community card(s) to Apple Pay, it's easy to make it your default payment option. If your First Community card is the first card added to Apple Pay, it automatically becomes the default, so you don't need to do anything. If another card is your current default, simply go to your device's "Settings," open "Passbook & Apple Pay," then "Default Card" and select the First Community credit or debit card from the list of cards you've enrolled as your default card.

Don't have a First Community checking account with a debit card? Learn more about our debit card.

Don't have a First Community Credit Card? Learn more about our personal credit cards.

For additional information about Apple Pay and how to add your cards, view our Apple Pay FAQ (PDF).