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Take advantage of the many perks of being a First Community member! 

Auto Refinance Offer*

Refinance your auto loan from another financial institution to us and we'll give you $100! Yes, it really is that easy. Simply refinance your auto loan from somewhere other than First Community by November 30 and we'll give you $100. We are consistently ranked among the areas largest auto lenders, and our rates and terms are always highly competitive. 

*$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Rates may vary according to your credit history. Offer does not include refinances on First Community loans. Not valid with any other offer. Money will be deposited after loan is closed. The transaction requirement is a minimum of $5,000 loan. The minimum term is 24 months. Offer valid through November 30, 2020.

Fall 2020 HELOC Special+

Use the equity in your home to work for you. Late summer/early fall is a great time to update your house before the holiday season. You could also use the money to pay for tuition, pay off high interest credit cards or unexpected bills that you may have acquired. Take advantage of our low rate of 2.74% APR when you apply between September 1 and November 30, 2020. After the first 12 months, the original contracted rate of 3.99% APR will apply. 

+$1 share deposit required. Must qualify for membership. Federally Insured by NCUA.  Must apply between September 1, 2020 and November 30, 2020 to qualify for either offer. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Offer does not include refinances on First Community loans. Missouri and Illinois residents only. First Community Credit Union NMLS ID # 684198. Equal Housing Lender. The Annual Percentage Rate (APR) is subject to change after consummation. Offer of 2.74% APR on First Line Home Equity loan is good for one year after closing date.  After introductory period, rate adjusts quarterly to the Prime Rate as published in the Wall Street Journal, plus .74%. That rate is currently 3.99%. The maximum APR that may apply is 18.00%. Minimum first advance of $1,000 on home equity loans. The First Line Home Equity has a five year draw period. 

HalloWEIRDO Stickers

We've partnered with 105.7 The Point and will be selling a limited-edition HalloWEIRDO sticker. Stickers are available for $1, with proceeds benefitting the Maryville University Kids Rock Cancer. All branches will have stickers in stock beginning Monday, October 5.

Moon and the Bommarito Street Fleet from 105.7 The Point will be at our Waterloo Branch (located at 971 North, IL-3, Waterloo, IL 62298) from 3-5pm Thursday, October 29 for an opportunity to get your sticker. 

Did you pick up your sticker yet? If so, don't forget to check out the back and enter to win our contest! We're giving away a $150 Amazon gift card to one lucky person just for helping us create a playlist. Contest rules

Six Flags Tickets

We are selling one-day, general admission tickets for only $32.87 each at any First Community branch. 

Schoolroom Presentations

We provide fun and educational presentations on money management basics for students of all ages. If you’d like to request a presentation at a local school, learn more at our schoolroom presentations page.

Platinum Discount Movie Tickets from Marcus Theaters

We sell Platinum Marcus movie tickets at our branch offices for just $7.69 each. So save a few bucks and see the show of your choice!

Good at all Marcus Theaters. No expiration date. Subject to surcharge for IMAX, Mega-Screen, Digital 3D and VIP/Special Presentation Performances. Some restrictions may apply. 

Like, Follow & Favorite Us!

Be sure to stay in the know through our social media channels. We post upcoming events, promotions, tips, contests and more!

Moving Discount with Fry-Wagner Moving & Storage

We have partnered with Fry-Wagner Moving & Storage to offer our members a really valuable deal. Members closing on a home loan with First Community can take advantage of significant local moving discounts. You'll also get some great additional perks like 2 days free storage at Fry-Wagner's St. Louis location, so you don’t have to worry about your closing time.  Call Fry-Wagner at (314) 291-4100 and mention First Community. Fry-Wagner will give you a free in-home estimate and work with you every step of the way to coordinate your move. A professional move may be a lot cheaper than you think! Learn more in this brochure (PDF)

Foreclosed Homes For Sale

There are no foreclosed homes for sale at this time. Please check back soon.