Take advantage of the many perks of being a First Community member!
Home Loan Savings Event
Whether you're in the market to buy a new house or make improvements to the home you love, we're here to save you money. From March 1-May 31, 2020 we have two great promotions to offer you.
HOME LOAN OFFER* - We never charge an application, processing or underwriting fee, and if you apply before the end of May we will take $750 off your loan closing costs. You won't find that offer anywhere else in town. Take a look at all our amazing home loan products.
HOME EQUITY LINE OF CREDIT OFFER** - Our First Rate Line of Credit Home Equity Loan is offered at an amazing introductory rate of just 2.99% APR for the first 12 months. After that, you're rate will change to the current adjustable rate, which is currently 3.99% APR. Use the equity in your home to borrow what you need and pay no closing costs. Learn more about our Home Equity Line of Credit.
You can apply online, in person or by phone. Get in your new home or make renovations to your current one before summer is here!
$1 share deposit required. Must qualify for membership. Federally Insured by NCUA. Must apply between March 1, 2020 and May 31, 2020 to qualify for either offer. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Offer does not include refinances on First Community loans. Missouri and Illinois residents only. First Community Credit Union NMLS ID # 684198. Equal Housing Lender.
*Offer of $750 off closing costs requires an Escrow account. Private Mortgage Insurance (PMI) may be required. Not valid with any other offer or First Time Home Buyer program.
**The Annual Percentage Rate (APR) is subject to change after consummation. Offer of 2.99% APR on First Line Home Equity loan is good for one year after closing date. After introductory period, rate adjusts quarterly to the Prime Rate as published in the Wall Street Journal, plus .74%. That rate is currently 3.99%. The maximum APR that may apply is 18.00%. Minimum first advance of $1,000 on home equity loans. The First Line Home Equity has a five year draw period.
We provide fun and educational presentations on money management basics for students of all ages. If you’d like to request a presentation at a local school, learn more at our schoolroom presentations page.
Platinum Discount Movie Tickets from Marcus Theaters
We sell Platinum Marcus movie tickets at our branch offices for just $7.69 each. So save a few bucks and see the show of your choice!
Good at all Marcus Theaters. No expiration date. Subject to surcharge for IMAX, Mega-Screen, Digital 3D and VIP/Special Presentation Performances. Some restrictions may apply.
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Moving Discount with Fry-Wagner Moving & Storage
We have partnered with Fry-Wagner Moving & Storage to offer our members a really valuable deal. Members closing on a home loan with First Community can take advantage of significant local moving discounts. You'll also get some great additional perks like 10 days free storage at Fry-Wagner's St. Louis location. Call Fry-Wagner at (314) 291-4100 and mention First Community. Fry-Wagner will give you a free in-home estimate and work with you every step of the way to coordinate your move. A professional move may be a lot cheaper than you think! Learn more in this brochure (PDF).
Foreclosed Homes For Sale
There are no foreclosed homes for sale at this time. Please check back soon.