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Oops! Sometimes accidents happen. That’s why we’re glad to offer our overdraft protection line of credit.

  • Overdraft protection for your First Community checking account
  • Automatic advances into your account if your balance falls below zero
  • Borrow up to $5,000
  • No minimum advance
  • No per transaction fee
  • Low monthly payments based on simple interest
  • No prepayment penalty
  • Access your line of credit up to the limit at any time

See a guide on managing your checking account (PDF).

See this short article on managing your spending to achieve your financial goals — then download and fill out the worksheet!