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Personal Loans

Need some extra money in your pocket? First Community can help, with personal loans you can use to pay for almost anything. Our friendly experts can find a loan that's right for you.


We offer a variety of terms and affordable rates to make your dreams a reality. So if you're thinking about going back to college, getting season tickets to Busch Stadium, or spending your honeymoon in the tropics, do it with a First Community loan!


Wedding Loan Promotion

It’s your big day. Don’t let paying for it be front and center. From January 5-February 14 our Wedding Loan rate is as low as 4.99% APR. The Wedding Loan is a personal loan at a lower interest rate than most credit cards. You may use the funds for the ceremony, reception, honeymoon or whatever you want for the wedding of your dreams.


*$1 share deposit required. Must qualify for membership. Loan subject to credit approval. Federally insured by NCUA. Rates, terms and conditions subject to change without notice. Maximum loan amount of $10,000 and term of 48 months. Must apply between January 5, 2019 and February 14, 2019 to qualify for rate. Offer does not include refinances on First Community loans. Transaction requirement of $500 minimum loan.


Click here to see our rates.


Personal Loans
Summary
  • Get money for almost any purpose
  • Competitive rates
  • Flexible terms
  • Affordable payments
  • Experienced, personal service
  • Quick, easy application process
  • Local St. Louis area decisions

Free Annual Credit Report

New You Loan

New Year, New You! First Community offers this loan option to help you finance elective medical procedures and cosmetic surgery. Eye surgery, teeth whitening, or any other physical enhancement can be within your reach!


  • Use for any elective medical procedure or cosmetic surgery
  • Affordable 9.45% APR rate
  • 5-year term with flexible payment options
  • Easy to apply!

If you are interested in knowing more about the New You Loan, contact us today at 800-905-7585.


Wedding Loan

Use the funds for the ceremony, the reception-whatever you want for the wedding of your dreams!

  • Maximum loan $10,000
  • Maximum term in 60 months
Vacation/Holiday Loan

Some of the best times of year just seem to cost more money. Take out a small, personal loan to help with the expense of vacation travel or holiday shopping. You'll pay it off in just a year and a lower interest rate makes it affordable!

  • Maximum loan is $2,000
  • Maximum term is 12 months