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Auto Loans

Shopping for a new car is fun—but paying for it isn't! First Community makes financing your new or used car a little less painful by offering great rates, low monthly payments, and flexible financing options.

To assist you in buying your next vehicle, we've partnered with several companies to provide the resources you need to find just the right one.

Refinance and Receive $100*

Holiday shopping is here. Could you use an extra $100? Simply refinance your existing auto loan from another institution to First Community by December 31st and we'll give you $100! We are consistently ranked among the areas largest auto lenders, and our rates and terms are always highly competitive.


Call our Loan Phone Hotline at (636) 728-3330 or 1-800-905-7585 for more information. You can also apply for your loan by phone, or apply online now!


  • Affordably low rates
  • Flexible terms
  • Low monthly payments
  • Fast, easy approvals
  • Pre-approval for better buying power
  • Decisions made right here in St. Louis
  • Prompt responses and personal service

Click here to see rates.

Submit requested insurance information electronically.

Free Annual Credit Report

*$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Rates may vary according to your credit history. Offer does not include refinances on First Community loans. Not valid with any other offer. $100 will be deposited after loan is closed. The transaction requirement is a minimum of $5,000 loan. The minimum term is 24 months. Offer good until December 31, 2018.

Auto Loans