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Auto Loans

Shopping for a new car is fun—but paying for it isn't! First Community makes financing your new or used car a little less painful by offering great rates, low monthly payments, and flexible financing options.

To assist you in buying your next vehicle, we've partnered with several companies to provide the resources you need to find just the right one.

Refinance & Get Rewarded Promotion*

Save money by refinancing your current auto loan from another financial institution to First Community and we'll give you $100! It's really that simple. You'll get a competitive rate with us, save money over the life of your loan and we'll give you $100. It's win-win!

*$1 share deposit required. Must qualify for membership. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Rates may vary according to your credit history. Offer does not include refinances on First Community loans. Not valid with any other offer. $100 will be deposited after loan is closed. The transaction requirement is a minimum of $5,000 loan. The minimum term is 24 months. Offer good October 15, 2017-December 31, 2017. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Call our Loan Phone Hotline at (636) 728-3330 or 1-800-905-7585 for more information. You can also apply for your loan by phone, or apply online now!


  • Affordably low rates
  • Flexible terms
  • Low monthly payments
  • Fast, easy approvals
  • Pre-approval for better buying power
  • Decisions made right here in St. Louis
  • Prompt responses and personal service

When you are ready to shop, browse our Credit Union Member Lending network of dealers.

Click here to see rates.

Submit requested insurance information electronically.

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Auto Loans