Hello!
Thank you for considering First Community for your financing needs for the purchase of a new roof or siding. We are happy to provide competitive rates and lending options for your home improvement needs!
Personal Loan
With our Personal Loan (Member's Choice Loan), we offer flexible terms and personal service, and decisions are made promptly and locally! This loan is a typical installment loan offering affordable payments over time, up to 60 months. View our current rates.
When applying, choose Personal Loan. Under 'purpose,' select 'purchase.'
*$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Rates, terms and conditions subject to change without notice. Maximum loan amount is $20,000. Maximum loan term is 60 months.
Home Equity Loans (View Current Rates)
- Home Improvement Loan
- Low fixed rate
- 100% Loan to Value
- Closed-end loan
- Maximum loan amount is $25,000
- 120-month term
- Home Equity Line of Credit (HELOC)
- A home equity line of credit (HELOC) lets you access the equity built in your home when you need it, rather than all at once like with a traditional, fixed-rate loan.
- We offer an Interest-Only Home Equity Loan for the absolute lowest monthly payment or a Fully Amortizing Home Equity Loan to help you reduce your principal balance each month.
- Choice Equity - 10- or 15-Year Amortization
- Obtain a Fixed-Rate Second Mortgage when you want a fixed payment for the entire loan term.
Click here for more details and to APPLY NOW
*Please be advised that you cannot close on a loan and receive funding through First Community unless you qualify for membership. Click here to review our membership requirements.
If you have any questions, please call:
636-728-3380 for Home Equity Loans
636-728-3330 for Personal Loans