Personal Credit Cards
Not all credit cards are created equal. Many advertise low rates, but they end after an introductory period and can jump to as much as 20% APR. But not ours. First Community offers a variety of cards so you can chose the one that fits you.
Our interest rates are very competitive, and we won't surprise you with sudden skyrocketing rates. Apply online today for quick approval! Click on each card below to get detailed information.
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- Summary
- Competitively low APRs
- Low to no annual fees
- Make purchases anytime, anywhere
- Seven great cards to choose from:
- Visa Classic
- Visa Classic Basic
- Visa Classic Secured
- Visa Gold
- Visa Platinum
- Visa Platinum Preferred
- MasterCard®
- A number of benefits available specific to each card:
- Cash back opportunities
- Travel rewards
- Travel/accident insurance
- Choose your own rewards
- Establish or re-establish credit history
- Easily replaced if lost or stolen
To apply for a First Community credit card, call us at (636) 728-3330 or 1-800-905-7585 or apply online now! Download a printable balance transfer form here.
If you are already a cardholder, access your credit card information here.
1.99% APR Terms and Conditions
$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Subject to credit approval. Any purchases made November 23rd-26, 2012 will accrue interest at a rate of 1.99% APR until 5/30/2013. As of 5/31/13 the original contracted rate will apply to any remaining balance owed. FCCU offers multiple credit card options to fit your needs & the rate is different for each option. Excludes Business Cards. APR range is 7.9%-18.0%.
2.99% APR Terms and Conditions
$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Subject to credit approval. Any purchases made August 3-5, 2012 will accrue interest at a rate of 2.99% APR until 2/6/2013. As of 2/7/2013 the original contracted rate will apply to any remaining balance owed. FCCU offers multiple credit card options to fit your needs & the rate is different for each option. APR range is 7.9%-18%.
- Verified by Visa
Keep your identity and card information safe and secure. All First Community Visa® cards come with FREE Verified by Visa service so you can make sure you're the only one who can use your card online. Enrolment is quick and easy!
- Free service for First Community account holders
- Guarantee the safety of your account information
- Shop online with confidence
- Quick and easy enrolment
Find out more and register your card at Verified by Visa website.
