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Home Mortgage Loans

Whether you're looking for a condo with a view to Forest Park, a family home in Ballwin, or a fabulous estate in Clarkson Valley, First Community can put the keys in your hand with an affordable mortgage loan. And, we can also help you refinance.

Because we live here too, we understand the needs of our members. Our professional experts can help you find the best term and rate to fit your budget. Come see us today, and be home in no time.

Home Mortgage Loans
  • Competitively low variable and fixed rate*
  • Wide range of terms
  • Pre-approval for better buying power
  • No pre-payment penalty
  • Refinancing available
  • Professional, personal service
  • Decisions made right here in St. Louis
  • Streamlined, on-time closings
  • Local servicing for life of loan

Get more information and apply online at our Online Mortgage Center.

*1 share deposit required. Must qualify for membership. Federally insured by NCUA. Offer of $350 savings will be deducted at time of closing. Rates, terms and conditions subject to change. Loan subject credit approval. Not valid with any other offer. Missouri & Illinois residents only. Offer does not include refinances on First Community loans.

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators (MLO) and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a unique identifier from the NMLS. Below is a list of the MLO's employed by First Community Credit Union (NMLS ID # 684198).

See MLO list here.

For more information about the registry, please visit the NMLS at

Free Annual Credit Report