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Five Steps to Taking Charge of Your Debt

1. Calculate your debt level. Run your monthly loan payments through our Debt Level Calculator to see where you stand.

2. Check out your credit report. Request your report from each of the three national bureaus using our Credit Report Checklist as a guide.

3. Be credit wise. Get wise to smart borrowing by completing our Credit Wise Checklist.

4. Focus on the bottom line. Use our How Much Will This Cost Me? Calculator before you borrow money.

5. Pay down your debt. Use our Debt Reduction Calculator to help plan your attack.



Financial Library:

Fast Facts:

Your Credit Report

Quick Tips:

Paying off your debts

Where to turn if you’re having trouble paying your bills

How to establish credit

How to be a smart credit card consumer

How to protect your plastic

Buying a Home

Related websites:

The National Foundation for Consumer Credit - www.nfcc.org or (800-388-2227): Consumer credit information and education, free or low-cost confidential budget and debt counseling, and debt repayment programs.


Fannie Mae - www.fanniemae.com: Information and calculators for buying or refinancing a home.


The Federal Trade Commission - www.ftc.gov: Credit-related information including the Fair Credit Reporting Act.
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