1. Get organized. Start taking control of your money by doing some financial housecleaning. Get started today with the help of our Get Organized Checklist.

2. Calculate your net worth. Make a list of everything you own and everything you owe. Then size up your situation with our Net Worth Calculator.

3. Get a true picture of your spending. See where your money is really going by entering your income and expenses information in our Current Income & Expenses Calculator.

4. Build an emergency fund. Use our Emergency Fund Calculator to see how much you need to set aside.

5. Make a saving and spending plan. Create your target plan using our Savings Calculator and our Saving & Spending Plan Calculator.

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Financial Library:

Fast Facts:

Where to keep your savings

Quick Tips:

Easy ways to save

Smart money moves for your twenties

Smart money moves for couples

Smart money moves for parents

How to teach your child about money

Helping your aging parent with their finances

Related websites:

Internal Revenue Service - www.irs.ustreas.gov:

Federal tax forms, schedules, instruction books, bulletins, and deduction eligibility questionnaires.

Consumer Information Center - www.pueblo.gsa.gov:

Consumer Information Catalog.

Federal Trade Commission - www.ftc.gov:

Consumer’s Resource Handbook.