Home Equity Rates

Worry-Free Home Equity

• Loans available on primary residence only.
• Missouri & Illinois residents only.
• Minimum first advance on a home equity loan is $1,000
• Rates, terms & conditions subject to change without notice.
• Assumes monthly repayment.
• Fixed rate

First Line Home Equity:

• Loans available on primary residence only.
• Missouri & Illinois residents only.
• Minimum first advance on a home equity loan is $1,000.
• Rates, terms & conditions subject to change without notice.
• Assumes monthly repayment.
• Variable rate based on Prime rate plus .50% or plus 1.00% based on the equity in your home.

Zero and Choice Equity Loans:

• Loans available on primary residence only.
• Closed End 2nd Mortgage loans are available in any state in which the credit union may obtain a valid 2nd lien and the required value determination.
• Rates reflect a 2% discount for an automated payment method. An automated payment could be a payroll deduction, transfer from your credit union account, or an automatic transfer from an account at another institution.
• Rates, terms & conditions subject to change without notice.
• Assumes monthly repayment.
• Fixed rate

Home Equity Loans:

• Worry Free Home Equity: Amount borrowed: $30,000.00, 8.50% APR, payment amount $372.09



• First Line Home Equity: Amount borrowed: $30,000.00, 8.25% APR, payment amount $368.09 (Prime + .50 with out 1st mortgage)
• First Line Home Equity: Amount borrowed: $30,000.00, 8.75% APR, payment amount $376.12 (Prime + 1.00, Yes with 1st mortgage)



• Choice Equity loan: Amount borrowed $2,500.00, 7.95% APR, payment amount $50.65
• Choice Equity loan: Amount borrowed $5,000.00, 7.95% APR, payment amount $60.56
• Choice Equity loan: Amount borrowed $10,000.00, 8.95% APR, payment amount $101.18



• Zero Equity loan: Amount borrowed $2,500, 9.95% APR, payment amount $53.08