Dividend Rates
- Deposits are insured for $250,000 by the National Credit Union Administration
Rates Effective: 2/3/2012
| Term or Share |
APY |
Minimum to Open and Obtain APY |
Compounding and Crediting Frequency |
| 6 month certificate |
.45 |
500 |
Maturity |
| 9 month certificate |
N/A |
N/A |
N/A |
| 12 month certificate |
.65 |
500 |
Maturity |
| 15 month certificate |
.70 |
500 |
Quarterly |
| 18 month certificate |
.75 |
500 |
Semi-annually |
| 24 month certificate |
1.00 |
500 |
Annually |
| 36 month certificate |
1.30 |
500 |
Annually |
| 48 month certificate |
1.60 |
500 |
Annually |
| 60 month certificate |
1.90 |
500 |
Annually |
| 72 month certificate |
2.00 |
500 |
Annually |
| Regular Share / Business Savings* |
.25 |
1/100 |
Quarterly |
| Secondary Share* |
.25 |
0/100 |
Quarterly |
| Youth Saver's* |
.25 |
1/25 |
Quarterly |
| Christmas Club* |
.25 |
0/100 |
Quarterly |
| Vacation Club* |
.25 |
0/100 |
Quarterly |
First Fund (no longer offered)
|
.40 |
2,500/2,460 |
Monthly |
| Checking I |
0 |
0 |
N/A |
| Checking II |
.25 |
0/750 |
Monthly |
| First Rate Checking*** |
2.51 |
50 |
Monthly |
Preferred Checking (no longer offered)
|
.25 |
0/1000 |
Monthly |
Preferred Checking Plus (no longer offered)
|
.25 |
0 |
Monthly |
| Business Plus Checking |
.25 |
250 |
Monthly |
| IRA Savings* |
.25 |
100 |
Quarterly |
| HSA Savings** |
.50
|
1/25 |
Monthly |
| Money Management |
.30 |
1,000-24,999 |
Monthly |
| (no min. to open) |
.40 |
25,000-49,999 |
Monthly |
| |
.50 |
50,000 or more |
Monthly |
- Annual Percentage Yields are subject to change daily.
- Deposits are insured for $250,000 by the National Credit Union Administration.
- Certificates have substantial penalty for early withdrawal.
- Fees may affect earnings.
*The APY is the anticipated APY for the quarter.
**Rate only available for Health Savings Account contributions.
***Special terms and conditions apply to this account
Updated by BMB on 2/3/2012
