Worry-Free Home Equity (in bold)

  • Loans available on primary residence only.
  • Missouri & Illinois residents only.
  • Minimum first advance on a home equity loan is $1,000
  • Rates, terms & conditions subject to change without notice.
  • Assumes monthly repayment.
  • Fixed rate

    First Line Home Equity:

  • Loans available on primary residence only.
  • Missouri & Illinois residents only.
  • Minimum first advance on a home equity loan is $1,000.
  • Rates, terms & conditions subject to change without notice.
  • Assumes monthly repayment.
  • Variable rate based on Prime rate plus .50% or plus 1.00% based on the equity in your home.

    Zero and Choice Equity Loans:

  • Loans available on primary residence only.
  • Closed End 2nd Mortgage loans are available in any state in which the credit union may obtain a valid 2nd lien and the required value determination.
  • Rates reflect a 2% discount for an automated payment method. An automated payment could be a payroll deduction, transfer from your credit union account, or an automatic transfer from an account at another institution.
  • Rates, terms & conditions subject to change without notice.
  • Assumes monthly repayment.

    Home Equity Loans:

  • Worry Free Home Equity: Amount borrowed: $30,000.00, 8.50% APR, payment amount $372.09

  • First Line Home Equity: Amount borrowed: $30,000.00, 8.25% APR, payment amount $368.09 (Prime + .50 with out 1st mortgage)
  • First Line Home Equity: Amount borrowed: $30,000.00, 8.75% APR, payment amount $376.12 (Prime + 1.00, Yes with 1st mortgage)

  • Choice Equity loan: Amount borrowed $2,500.00, 7.95% APR, payment amount $50.65
  • Choice Equity loan: Amount borrowed $5,000.00, 7.95% APR, payment amount $60.56
  • Choice Equity loan: Amount borrowed $10,000.00, 8.95% APR, payment amount $101.18

  • Zero Equity loan: Amount borrowed $2,500, 9.95% APR, payment amount $53.08

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