Credit Cards

Don't fall for credit card offers you get in the mail--the advertised low rates are usually for an introductory period and can jump to as much as 20% APR.

First Community offers a variety of cards, all with fixed rates, so you won't be surprised by skyrocketing interest rates.

Visa Platinum Preferred
If you want the very best in life, the Visa Platinum Preferred is for you! You'll get travel and merchandise rewards with each purchase, free access to concierge services and $1 million travel/accident insurance--all for a low $19 annual fee.

This card is perfect if you pay your balance each month and want to earn rewards for your purchases. It carries a competitive rate of 11.9% APR.

Visa Platinum
If you are not interested in rewards, you may qualify for our Visa Platinum with a low, fixed rate of 7.9% APR and no annual fee. As an added bonus, you'll receive $500,000 in travel/accident insurance.

VISA Gold
You'll love the convenience of our Visa Gold card with a low, fixed rate of 8.9% APR and no annual fee. You'll receive $400,000 in travel/accident insurance.

VISA Classic
If you tend to pay your balance off each month, our Visa Classic may be for you. This card has a fixed 15.9% APR and no annual fee. You'll also receive $250,000 in travel/accident insurance.

VISA Classic Secured
This card is ideal for students, young couples or those re-establishing credit. Your pledged amount will be equal to your credit limit. Then you can use your card for everything, up to your pledged amount with a low 9.9% APR.

MasterCard
If you usually carry a balance on your credit card, you're probably looking for an affordable rate. This card has a great 9.9% APR with a low $29 annual fee. Plus, you get $250,000 in travel/accident insurance.

To access your credit card information, click here.

To apply for a First Community credit card, call us at (636) 728-3330 or 1-800-905-7585 or apply online.