First Community Credit Union - Checking Accounts

First Rate Checking Terms & Conditions

*5.01% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 1.01% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. Must maintain a valid email address with First Community Credit Union. ATM transactions do not count towards requirements, only posted debit card transactions. Limit one First Rate Checking account per member

If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.25% APY; however, it will not receive ATM refunds for that time period. Rates as of March 1, 2008. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $50 to open this account. Available to Personal Accounts only. No monthly service charge. Must qualify for membership. $1 share deposit required. Federally insured by NCUA.