First Rate Checking

First Community’s FREE checking account with high interest rate.

If requirements are met each qualifying cycle, you will receive:

  • 5.01% APY* paid on balances up to $25,000
  • 1.01% APY* paid on balances above $25,000
  • ATM fee refunds up to $25 per qualifying cycle**

    Also:

  • No monthly maintenance fee
  • No minimum balance requirement
  • EXPRESS Check Card
  • Free Traveler’s Cheques and Cashier’s Checks
  • First 50 checks are free
  • Free Visa Gift Cards

    Plus, with all First Community checking accounts, you get free online bill pay, eStatements and 24/7 Internet account access. Accounts also include unlimited check writing privileges, discounts on consumer loans and mortgage closing costs and overdraft options.

    Requirements:

  • Must be 18 or older with a valid identification
  • Minimum to open $50
  • Must make 12 debit card point of sale transactions per qualifying cycle
  • Must maintain a valid email address with First Community Credit Union
  • Must enroll and receive eStatements
  • Must have one direct deposit or one ACH debit/credit per qualifying cycle
  • 0.25% APY rate will be paid on all balances if requirements are not met during the qualifying cycle

    Click here for terms and conditions.

    It’s easy to open a First Community checking account! Just call us at 800.767.8880 or stop by any branch.

    Don’t miss the opportunity to get 5.01% APY on your checking account balance!