Checking Accounts

First Community knows your money is important to you. That’s why we offer 3 unique checking accounts to fit your needs. All First Community checking accounts include:

  • FREE Online Bill Pay
  • FREE eStatements
  • FREE 24/7 Internet account access
  • UNLIMITED Check writing privileges
  • DISCOUNT of .25% APR on consumer loans*
  • DISCOUNT of $350 on mortgage closing costs*
  • EXPRESS Check Card
  • Overdraft Options

    Review the account descriptions below to see which unique checking account is right for you.


    Click here for information on our overdraft options.
    Click here to reorder your custom First Community checks online.

    It’s easy to transfer your checking account to First Community! Just call us at 800.767.8880 or stop by any First Community branch to get started.

    Your deposits are insured up to $100,000 by the National Credit Union Administration (NCUA).

    *Offer valid for checking account holders with direct deposit only. Rates, terms and conditions subject to change. Loan subject to credit approval. Not valid with any other offer. Offer does not include refinances on First Community loans or first mortgage loans. Offer of .25% APR discount valid on one consumer loan per calendar year. Mortgages available to Missouri & Illinois residents only.