$1 share deposit required. Must qualify for membership. Loan subject to credit approval. Offer does not include refinances on First Community loans. Not valid with any other offer. Your first payment may be deferred for up to 90 days from date of disbursement, but interest will accrue from the date of loan closing. Term cannot be extended beyond 78 months. Some restrictions may apply. Rates, terms and conditions subject to change without notice. Rates may vary according to your credit history.