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Auto Loans

Shopping for a new car is fun—but paying for it isn't! First Community makes financing your new or used car a little less painful by offering great rates, low monthly payments, and flexible financing options.

To assist you in buying your next vehicle, we've partnered with several companies to provide the resources you need to find just the right one.

100 Reasons Promotion*

Rake up some cash this fall! Simply refinance your existing auto loan from another institution to First Community and we'll give you $100. Use it to buy holiday gifts, detail your car or save it for a rainy day. It's yours simply for refinancing to us.


Call our Loan Phone Hotline at (636) 728-3330 or 1-800-905-7585 for more information. You can also apply for your loan by phone, or apply online now!


  • Affordably low rates
  • Flexible terms
  • Low monthly payments
  • Fast, easy approvals
  • Pre-approval for better buying power
  • Decisions made right here in St. Louis
  • Prompt responses and personal service

When you are ready to shop, browse our Credit Union Member Lending network of dealers.

Click here to see rates.

Submit requested insurance information electronically.

Free Annual Credit Report

100 Reasons Terms and Conditions

*$1 share deposit required. Must qualify for membership. Offer expires December 31st, 2016. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Rates may vary according to your credit history. Offer does not include refinances on First Community loans. Not valid with any other offer. $100 will be deposited after the loan is closed. The transaction requirement is a minimum of $5000 loan. The minimum term is 24 months.

Auto Loans