Cruise to better living with a First Community home equity loan!
Cruise to better living! Now is the time to use your home’s equity to finish those home improvement projects, consolidate debt, pay college tuition and more. When you get a First Community home equity loan right now, you’ll get an introductory rate of 4.99% APR**for one year. Plus, you’ll also get a Cruise for Two certificate when you take a $5,000 advance on your new or existing home equity loan between now and April 30, 2008.* That’s how you “cruise” to better living. This offer is for a limited time, so apply today by clicking here. Call 800-905-7585 or click here for more information on our First Line and Worry-Free Home Equity Loans.

*$1 share deposit required. Must qualify for membership. Federally insured by NCUA. Loan subject to credit approval. MO & IL residents only. Must apply between February 1, 2008 and April 30, 2008 to qualify for offer. Cruise certificate recipient is responsible for port charges, taxes, customs, fulfillment fees and transportation to departure port. See cruise certificate for details. Minimum advance of $5,000 on new or existing home equity loans to receive the cruise certificate for two. If advance made on existing loan, certificate available only upon request. Limit one cruise certificate per household. Quantities are limited. Offer does not include refinances on First Community loans. Offer subject to change without notice.
** Offer of 4.99% Annual Percentage Rate on First Line Home Equity Loan is good for one year after closing date. After introductory period, rate adjusts quarterly to Prime Rate plus .5% or 1.0% based on equity in home. Those rates are currently 6.50% APR and 7.00% APR. Maximum APR is 20.01%. Offer of 4.99% Annual Percentage Rate on Worry-Free Home Equity Loan is good for one year after closing date. After introductory period, rate adjusts to 7.50% APR for the life of the loan. Introductory rate offer requires $1,000 minimum advance and does not include refinances on First Community loans.