First Rate Checking Qualifying Cycle Dates

Member must meet requirements during the cycle to qualify for the reward rate.  The start and end dates for each qualifying cycle is as follows:

“Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. For purposes of the qualification cycle, Sundays and Federal Holidays are not considered a business day. If you have met your eligibility requirements for the qualification cycle, we will refund domestic ATM Fees up to $25.00 per statement cycle. If you close your account before the end of the qualification cycle, you will forfeit any ATM fee refunds. Note: Statement and Dividend cycles are monthly.

All debit transactions must be posted on or before the last day of the qualifying cycle. For Example: If you make a purchase with your debit card on the last day of the qualifying cycle that transaction may NOT post on that day. Debit card point of sale transactions are posted to your account when the merchant sends the settlement information to us. First Community has NO control over when the merchant posts the debit transaction. Transactions posted after the end of the current qualifying cycle will count toward the next qualifying cycle.