Certificates of Deposit

Maximize your savings with a Certificate of Deposit from your credit union. Open a certificate for as little as $500 and receive fixed rates that are higher than savings accounts. This investment allows you to earn interest over a specified period of time with the security of knowing your rate will remain unchanged.

Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is provided by Excess Share Insurance, a private insurer, on Individual Retirement Account certificates.

Got a young “saver” in your life that’s a member of First Community? We are pleased to announce the First Star Certificate for our Rising Star and genNow Accounts! This certificate can be opened with as little as $25.00 but money can be added throughout the life of the certificate. It’s a great way to start saving at a young age!

  • First Star Certificates are only available to members under 18 years old
  • Minimum amount to open is $25.00
  • Members will be able to add to the certificate (up to $2500.00 max) throughout the life of the certificate
  • Terms available are 12, 24 and 36 months
  • Rate will be the same as our current 12, 24 & 36 month certificates

You will be assessed a substantial penalty if you withdraw your certificate early.

To open your certificate, call (636) 728-3333 or 1-800-767-8880.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Association, a U.S. Government Agency Equal Housing Lender Credit Union website design, hosting, development and management by Vault Solutions & Services